Home Loan Eligibility Calculator

Estimate how much home loan you qualify for based on your monthly income, existing EMIs and tenure.

Eligible loan amount

₹69,13,850

Max affordable EMI ≈ ₹60,000/mo (at 50% FOIR)

Frequently asked questions

How is home loan eligibility calculated?

Lenders cap total EMIs at roughly 40–55% of net monthly income (FOIR). Eligibility is the loan amount whose EMI, plus your existing EMIs, stays within that limit for the chosen tenure and rate.